Objective
Baccarat is a card game played in major casinos all
over the world. In this thrilling game the player predicts that
either their hand will win, the banker's hand will win, or that
the game will result in a tie (draw).
Rules
The object of baccarat is to predict if the player
or the banker's hand will get a point value closest to 9.
All ten-value
cards (including jacks, queens and kings) count as zero and Aces
count as one,
suit is
irrelevant. The hand with the highest
point value wins.
The highest total any baccarat hand can have is nine. Two cards
with a total of nine is called a "natural" and cannot lose. A total
of eight is the second-best hand and is also called a "natural".
If both the player and banker are dealt identical hands, it's called
a stand-off (a tie) and neither the banker nor the players hand
wins.
You do not receive any cards, or play against anyone; the game is
to predict which hand will beat the other.
The player
and the banker are each dealt a two-card hand. Following standard
baccarat rules, a third card is dealt to the player and/or the banker
if the hand is not a "natural": If
anyone is dealt a Natural the game ends and no more cards are dealt.
Card
Values:
Ace = one point
Face (picture) cards and tens = zero
All other cards carry the point value stated on the card. If the
cards in a hand total ten points or more, simply subtract ten; the
remainder is the baccarat point value of the hand. For example:
8+8=16, which counts as a 6 in baccarat; and a Jack+7=17, which
counts as 7.

Third Card Rules
The below baccarat rule chart governs when the
player and/or the banker will automatically be dealt a third card.
Player:
| Point
Value of First Two Cards: |
Action
Required |
0-1-2-3-4-5 |
Draws
a third card |
6-7 |
Stands |
8-9 |
"Natural
hand", no further draw |
Banker
|
Point Value of First Two Cards: |
Draws
when the player´s third card is: |
Does not draw when the player´s third card is: |
| 0-1-2 |
Always
draws a card |
- |
| 3 |
0-1-2-3-4-5-6-7-9 |
8 |
| 4 |
2-3-4-5-6-7 |
0-1-8-9 |
| 5 |
4-5-6-7 |
0-1-2-3-8-9 |
| 6 |
6-7 |
0-1-2-3-4-5-8-9 |
| 7 |
Always
stands |
- |
| 8-9 |
Player
cannot draw |
Player
cannot draw |
Payouts
|
Winning Wager |
Odds Payout |
| Banker
(receives 5% commission) |
1
- 1 |
| Player
|
1
- 1 |
| Tie |
8
- 1 |
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